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Ever wish making extra cash was as simple as people make it sound? It can be. Across the country, everyday people are discovering quick and flexible ways to boost their income. No second job, no complicated setup, and no waiting weeks to see results. Whether it's playing a few rounds of Solitaire for real prizes, cutting monthly bills, or using smarter money tools that pay you back, these practical strategies are helping people turn spare minutes into extra money. Here are the top options people are using right now to earn, save, and keep more of what they make.
1. Win up to $512 playing a Skill-Based Phone Game That Pays
Think making money from a phone game sounds too good to be true? With , you actually can. This viral, solitaire-style iPhone game is skill-based (not just luck), and it has has US players winning as much as $512 per match.
It won’t replace your job, but if you’re lounging on the couch, stuck at the airport, or just killing time before bed, why not earn a little extra while putting your skills to the test? Beats wasting time on games that never pay you back.
Getting started is simple: download the free app, play when you’ve got a few minutes, and cash out your winnings directly to PayPal or Apple Pay.
Limited-time bonus: Add $10 to your account today and get an extra $5 to play with.
and start earning while you play.
2. Need Cash Fast? Borrow Up to $20,000 in Minutes
Unexpected expenses can happen to anyone — whether it’s a car repair, a medical bill, or covering essentials until payday.
connects you with trusted lenders who make the process fast, private, and secure.
They’re a proud member of the Online Lenders Alliance (OLA), which promotes fair and responsible lending.
You can request between $100 and $20,000, depending on your needs.
Many borrowers receive approval decisions within minutes, and funds can arrive as soon as the next business day.
Here’s how it works:
- Tap the link below
- Answer a few short, simple questions about your loan needs
- Review personalized offers from lenders and choose your best option
Takes 2 minutes. No fees. No obligation.
Trusted by:
Member of the Online Lenders Alliance (OLA) • Secure Connection • No Hidden Fees
“I needed help with a car repair. The form took about two minutes, and the money was in my account the next morning. Couldn’t believe how easy it was.”
— Maria, California
3. Redeem Real Cash Prizes Playing These Games
This won’t make you rich by the weekend. But could help you redeem real cash prizes while you sit back and play classic games, from slots to blackjack.
It is free to join, you play with virtual currency - no purchase necessary - and some platforms even offer bonuses that multiply your coins for new players.
4. Paying Far More Than You Should for Car Insurance
If you’ve been with the same insurer for years, you’re likely paying far more than you should.
Comparing prices can feel like a hassle, but staying put often means losing money every single month.
is a free, trusted site that compares real quotes from 100+ top insurers in minutes. Drivers who switched saved up to $1,025 a year, with some quotes starting around $29/month.
Just answer a few short questions about your car and driving history to see your lowest offers instantly.
Trusted by drivers nationwide and featured in Forbes, USA Today, Fox News, and NPR, Insurify is one of the most respected insurance marketplaces.
5. Protect Your Stuff starting $5 a Month
Renting? Don’t leave your stuff (or your wallet) unprotected.
covers your things from theft, fire, water damage, and more — starting at just $5/month. You can even get covered in seconds, right from your phone.
It’s fast, affordable, and actually kind of enjoyable (yep, really). Plus, Lemonade pays claims super fast—sometimes in minutes—and gives back to causes you care about.
No paperwork. No hassle. Just solid coverage that works. .
6. Waiting for Payday? Get Paid 2 Days Early
Tired of hidden fees and waiting forever for your paycheck? GO2bank is a modern mobile bank that helps you take control of your money.
You can get paid up to 2 days early with ASAP Direct Deposit and avoid overdraft fees up to $200.* It’s backed by Green Dot, so you get the tech of a mobile bank with the security of a trusted name.
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7. Avoid $1,300 Repair Bills
Choice Home Warranty could be the smartest move you make for your home this year. It’s helped thousands of homeowners dodge massive repair bills for a fraction of the cost. [2]
They’ve been around since 2008, and offer budget-friendly protection plans that cover major home systems and appliances when they fail from everyday use.
Example: Say your AC dies in the middle of the summer. Instead of shelling out $1,300 or more, you might just pay a low service fee, and Choice sends a pro to take care of it — fast. That’s serious peace of mind.
And right now, you can get special pricing + one month free & $50 off your plan — but only for a limited time. Their claims team is available 24/7, and getting started only takes a couple of minutes.
8. Paying the Same Old Car Loan
If your car loan hasn’t been updated in the last 18 months, you’re almost certainly overpaying. Most drivers keep paying the same high loan they signed years ago, even though interest rates have dropped and better deals are now available.
The smartest move right now is to use a marketplace where lenders compete for your business instead of applying to one bank at a time. The best option we’ve seen is , connecting you with a national network of over 150 trusted lenders offering their most competitive rates.
Drivers refinancing through AUTOPAY save $123.97 per month, and many see even bigger drops, often more than the cost of a full tank of gas. You also won’t make a payment for 45 days after approval, giving you instant breathing room and faster results.
It’s quick, secure, and 100% online. Over 700,000 drivers have already used AUTOPAY to lower their payments and lock in better terms while rates are still low.
9. Refinance Your Car Loan and Keep More Cash Every Month
Many drivers are surprised by how much they can save just by updating their car loan. With interest rates dropping, lenders are now competing to offer lower payments to qualified drivers, and it takes only minutes to see if you can get a better deal.
makes it easy by connecting you with a nationwide network of over 150 trusted lenders, all competing to offer you their best rate. Drivers who refinance through AUTOPAY save $123.97 per month on average, with some saving even more. You also won’t make a payment for 45 days after approval, which means your savings start immediately.
It’s fast, completely online, and checking your rate doesn’t affect your credit score. Over 700,000 drivers have already refinanced and are paying less every month.
10. Ignoring Costly Home Repairs Until It’s Too Late
When something breaks at home, it’s never cheap.
A single AC repair can run $1,300, and fixing a broken fridge or water heater can cost even more. Most homeowners wait until disaster strikes — and then pay full price.
That’s where makes all the difference. Since 2008, they’ve helped thousands of homeowners avoid massive repair bills for a fraction of the cost.
Plans cover major home systems and appliances that fail from normal use — things like AC, plumbing, and electrical systems.
If something breaks, you just pay a small service fee, and Choice sends a local pro 24/7 to take care of it.
Right now, new customers can get special pricing + one month free and $50 off — but only for a limited time.
It takes just a minute to check if your home qualifies.
